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Health insurance in Germany:
Easy and affordable

BARMER – Your partner in health insurance

Check out our helpful website for everything you need to know about health insurance in Germany – and why Barmer is the right choice for international residents.

3 simple steps to sign up

Fill out the application form.

We take care of the bureaucracy.

That's it. Welcome to Barmer.

Become a member now

You filled in the application form and send it to us? And now?

We apply for your social security and health insurance number (it takes around 3-5 days to receive the numbers).

Within the next 24 hours you will get a welcome e-mail including a certificate of membership and exclusive information regarding how the social security system in Germany works! Please note: If you send the form late on Friday/Saturday/Sunday you will receive an answer on Monday.

Barmer for students

Are you interested in health insurance for students? Barmer is here for you – with excellent services, extra benefits and affordable contributions that are perfectly tailored to your needs. 

Barmer for employees

All kinds of challenges may arise in your professional life. With Barmer, you can rest assured that you‘re in safe hands with complete health cover.  

Barmer for families

What matters most to families is peace of mind, good health and having lots of time for one another. And that's exactly what our health plans and benefits are aimed at. 

Frequently asked questions: Everything you need to know

From finding doctors and specialists to using your e-health card. 

Enjoy special benefits with Barmer

  • Health insurance card: The health insurance card gives you fast access to the best treatment and healthcare wherever you happen to be in Europe. Simply present your health insurance card when you need to see a general practitioner, dentist or receive treatment in hospital.
  • Free choice of doctor and hospital: In the event of illness, Barmer members can choose freely between all registered medical practitioners and hospitals.
  • English Service Hotline: The best service – also in English. Call our English-speaking advisors directly whenever you have questions or require support. From within Germany, simply dial 0800 333 0060. When calling from abroad, please dial +49 202 568 333 0060. Additional English contact channels are available from the contact bubble on this webpage. We are always happy to assist you.
  • Sick pay: Barmer is here for you when you‘re unable to work for an extended period of time due to illness or injury. We protect the income of employees from the 6th week illness and provide self-employed members with optional sick-pay tariffs.
  • Free family insurance cover: With Barmer, you pay a single contribution – no matter how big your family is. This means that your spouse or partner and your children are co-insured free of charge.
  • Teeth: Healthy teeth are priceless. BARMER covers the costs for dental treatment and check-ups – without time limit and in accordance with statutory provisions and non-statutory benefits.
A young couple at the office looking at a tablet
  • Digital: Manage your health insurance online with the Barmer-App: You can download your health insurance certificate, make changes to your personal details, fill out forms and upload your sick notes from wherever you are.
  • Preventive care: You‘re entitled to numerous preventive examinations and screenings, such as our free comprehensive “Check-up” for the early detection of health risks, disease and exposure.
  • Skin Check: As a special extra benefit, take advantage of our Skin Check free of charge every two years up to the age of 34. Skin cancer screening is provided as part of the statutory health insurance cover thereafter.
  • Additional insurance cover: You also benefit from exclusive rates on a wide range of tailor-made additional insurance policies with our health insurance partner HUK-COBURG Krankenversicherung.
  • Getting a second opinion: If you need an operation or have a special illness, we support you to receive valuable second opinions and arrange earlier medical appointments with leading specialist physicians.
  • Contraception: You can get the ”pill“ free of charge until your 22nd birthday (the statutory payment is payable from your 18th birthday).
Two young men sitting in a cafe with writing pad and insurance card

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We go the extra mile when it comes to your health, so why should our approach to customer service be any different? We aim to make your life as simple as possible by providing practical ideas and services. 

Frequently asked questions

What services does Barmer pay for? How can I find a doctor? Answers to many questions can be found in our FAQ section.

Read our FAQ-section

Do you have questions upfront or want to meet your personal contact in person?

Hi! I am Dieter and I will guide you through the jungle of health insurance. Let me ensure that the process will be as smooth and seamless as possible.

Dieter Weber
Director & Expat Support

Branch Office

Ottostr. 3-5
80333 München
Phone +49 89 99 249 3801
Mobile +49 15118234251

Dieter Weber

Always protected and perfectly tailored to your needs – with top health insurance and services.

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