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Everything you need to stay healthy

Barmer is here for you: Top health insurance and services

Good health is a precious commodity. Preventive healthcare and access to the best available medical treatments are essential to our quality of life. That‘s why at Barmer, we take healthcare to the next level – by providing our members with award-winning services and a wide range of extra benefits. Barmer is your gateway to one of the best healthcare systems in the world, with German hospitals and physicians offering the highest quality of care available. As a patient, you can even choose which doctor or specialist you wish to visit. In Germany, health insurance, long-term care insurance, accident insurance, pension insurance and unemployment insurance are mandatory. Around 9 million members place their trust in Barmer. And there are many reasons for you to do the same.

Become a Barmer member in three simple steps:

Step 1: Complete the Barmer application form

Applying for Barmer membership is easy. Simply complete the online application form or call our English Service Hotline.

Step 2: We take care of your change to Barmer

If necessary, we will contact your current health insurance provider to clarify whether the change is possible at the desired time.

Step 3: Inform your employer or university

You'll be provided with any necessary certificates immediately.

Become a member now

Tariffs, contributions and personal consultation

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    We go the extra mile when it comes to your health, so why should our approach to customer service be any different? We aim to make your life as simple as possible by providing practical ideas and services. 
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    The Barmer contribution rate is 16.1 percent. This allows our members to benefit from our consistently high-quality services and outstanding customer service. 
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    FAQ about Barmer

    Where can I find a doctor with foreign language skills? How do I get medication? And which vaccinations are covered by Barmer? We answer your frequently asked questions. 

Enjoy special benefits with Barmer

  • Health insurance card: The health insurance card gives you fast access to the best treatment and healthcare wherever you happen to be in Europe. Simply present your health insurance card when you need to see a general practitioner, dentist or receive treatment in hospital.
  • Free choice of doctor and hospital: In the event of illness, Barmer members can choose freely between all registered medical practitioners and hospitals.
  • English Service Hotline: The best service – also in English. Call our English-speaking advisors directly whenever you have questions or require support. From within Germany, simply dial 0800 333 0060. When calling from abroad, please dial +49 202 568 333 0060. Additional English contact channels are available from the contact bubble on this webpage. We are always happy to assist you.
  • Sick pay: Barmer is here for you when you‘re unable to work for an extended period of time due to illness or injury. We protect the income of employees from the 6th week illness and provide self-employed members with optional sick-pay tariffs.
  • Free family insurance cover: With Barmer, you pay a single contribution – no matter how big your family is. This means that your spouse or partner and your children are co-insured free of charge.
  • Teeth: Healthy teeth are priceless. BARMER covers the costs for dental treatment and check-ups – without time limit and in accordance with statutory provisions and non-statutory benefits.
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  • Digital: Manage your health insurance online with the Barmer-App: You can download your health insurance certificate, make changes to your personal details, fill out forms and upload your sick notes from wherever you are.
  • Preventive care: You‘re entitled to numerous preventive examinations and screenings, such as our free comprehensive “Check-up” for the early detection of health risks, disease and exposure.
  • Skin Check: As a special extra benefit, take advantage of our Skin Check free of charge every two years up to the age of 34. Skin cancer screening is provided as part of the statutory health insurance cover thereafter.
  • Additional insurance cover: You also benefit from exclusive rates on a wide range of tailor-made additional insurance policies with our health insurance partner HUK-COBURG Krankenversicherung.
  • Getting a second opinion: If you need an operation or have a special illness, we support you to receive valuable second opinions and arrange earlier medical appointments with leading specialist physicians.
  • Contraception: You can get the ”pill“ free of charge until your 22nd birthday (the statutory payment is payable from your 18th birthday).
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Barmer for students

Are you interested in health insurance for students? Barmer is here for you – with excellent services, extra benefits and affordable contributions that are perfectly tailored to your needs. 

Barmer for employees

All kinds of challenges may arise in your professional life. With Barmer, you can rest assured that you‘re in safe hands with complete health cover.  

Barmer for families

What matters most to families is peace of mind, good health and having lots of time for one another. And that's exactly what our health plans and benefits are aimed at. 

Barmer: Winner of numerous awards

  • Focus Money - Top health care provider
  • Focus Money - high quality digital services
  • Focus Money - outstanding service
  • Focus Money - highly recommended by doctors

Not a member yet?

Join Barmer now and enjoy the benefits of insuring with us.

Become a member now

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