Barmer is here for you: Top health insurance and services

Good health is a precious commodity. Preventive healthcare and access to the best available medical treatments are essential to our quality of life. That‘s why at Barmer, we take healthcare to the next level – by providing our members with award-winning services and a wide range of extra benefits. Barmer is your gateway to one of the best healthcare systems in the world, with German hospitals and physicians offering the highest quality of care available. As a patient, you can even choose which doctor or specialist you wish to visit. In Germany, health insurance, long-term care insurance, accident insurance, pension insurance and unemployment insurance are mandatory. Around 9 million members place their trust in Barmer. And there are many reasons for you to do the same.

Become a Barmer member in three simple steps:

Step 1: Complete the Barmer application form

Applying for Barmer membership is easy. Simply complete the online application form or call our hotline for interested persons.
Step 2: We take care of your change to Barmer

If necessary, we will contact your current health insurance provider to clarify whether the change is possible at the desired time.
Step 3: Inform your employer or university

Once we have clarified everything, you can inform your employer, university or federal employment agency about your choice of new insurance provider.

Become a member now

Two young women are lying on the couch using a smarthphone

Barmer for students

Are you interested in health insurance for students? Barmer is here for you – with excellent services, extra benefits and affordable contributions that are perfectly tailored to your needs.

A woman is sitting on the window sill looking at a tablet

Barmer for employees

All kinds of challenges may arise in your professional life. With Barmer, you can rest assured that you‘re in safe hands with complete health cover.

Mother and daughter are cooking together

Barmer for families

What matters most to families is peace of mind, good health and having lots of time for one another. And that's exactly what our health plans and benefits are aimed at.

Enjoy special benefits with Barmer

A young couple at the office looking at a tablet

Electronic health insurance card: The electronic health insurance card gives you fast access to the best treatment and healthcare wherever you happen to be in Europe. Simply present your health insurance card when you need to see a general practitioner, dentist or receive treatment in hospital.
Free choice of doctor and hospital: In the event of illness, Barmer members can choose freely between all registered medical practitioners and hospitals.
English Service Hotline: The best service – also in English. Call our English-speaking advisors directly whenever you have questions or require support. We are always happy to assist you.
Sick pay: Barmer is here for you when you‘re unable to work for an extended period of time due to illness or injury. We protect the income of employees from the 6th week illness and provide self-employed members with optional sick-pay tariffs.
Free family insurance cover: With Barmer, you pay a single contribution – no matter how big your family is. This means that your spouse or partner and your children are are co-insured free of charge.
Teeth: Healthy teeth are priceless. BARMER covers the costs for dental treatment and check-ups – without time limit and in accordance with statutory provisions and non-statutory benefits.

Two young men sitting in a cafe with writing pad and insurance card

Digital: Manage your health insurance online with the Barmer-App: You can download your health insurance certificate, make changes to your personal details, fill out forms and upload your sick notes from wherever you are.
Preventive care: You‘re entitled to numerous preventive examinations and screenings, such as our free comprehensive “Check-up” for the early detection of health risks, disease and exposure.
Skin Check: As a special extra benefit, take advantage of our Skin Check free of charge every two years up to the age of 34. Skin cancer screening is provided as part of the statutory health insurance cover thereafter.
Additional insurance cover: You also benefit from exclusive rates on a wide range of tailor-made additional insurance policies with our health insurance partner HUK-COBURG Krankenversicherung.
Getting a second opinion: If you need an operation or have a special illness, we support you to receive valuable second opinions and arrange earlier medical appointments with leading specialist physicians.
Contraception: You can get the ”pill“ free of charge until your 22nd birthday (the statutory payment is payable from your 18th birthday).