Barmer is one of the largest health insurance providers in Germany. Over 8 million people place their trust in us. Become a member and benefit from our long tradition of award-winning customer service and top health coverage.
Why Barmer is the right choice
Full medical coverage
With Barmer you fully benefit from the German public health insurance system. And your family is insured for free.
Rewarding Bonus Program
Receive a payout for using fitness apps, health courses, sports clubs, gyms or children's courses.
Useful digital services
Save paper, time and worry and do a lot of things easily online. Simply apply for benefits with Meine Barmer.
Full English support
Benefit from advice and services in English for international people who are living in Germany.
100 percent reimbursement of the costs for travel vaccinations
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Use over 120 fitness courses and 1,500 workouts for free
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Receive up to 200 Euro back with our optional tariffs
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How does health insurance in Germany work?
Why do I need health insurance?
Health insurance in Germany is mandatory for everyone and offers highest quality healthcare. Learn more in our Guide to Germany and our helpful FAQs.
Can I do everything digitally?
Get peace of mind and focus on what matters most – your life and well-being. Signing up takes just a few minutes. No German required.
How much does it cost?
As a member, your contribution rate is a modest percentage of your income, directly deducted from your salary. Students pay a reasonable monthly rate.
Get top benefits and exclusive services
Full medical coverage for you and your family Including dental care, treatment by specialists, vaccinations as well as pregnancy and birth support.
Free preventive medical checkups For examinations and screenings, such as our free comprehensive “Check-up” for the early detection of health risks, disease and exposure.
Emergency coverage For necessary emergency treatments in the EU and EEA.
Save time and money with digital apps
Digital Doctor Finder tool Easily find a doctor who speaks English or any other language.
Digital sick note If you’re sick and unable to work, your employer can request the medically certified period of sick leave electronically from Barmer. All you have to do is inform your employer about your sick leave.
Meine Barmer Collect bonus points, receive appointment reminders, schedule preventive checkups, and much more. Currently available in German. English coming soon.
Benefit financially with Barmer
€200 extra budget for expectant parents To spend on services like additional tests, dental cleaning, osteopathy or midwife on-call service.
Rewards of €200 Earn points and receive instant cash rewards for using fitness apps, health courses, sports clubs, gyms, children's courses, or getting preventive check-ups.
Free online courses Become fitter and healthier – Whenever and wherever you want with the online courses from Gymondo.
It's easy to become a member
1. Fill out the application form to sign up
It takes just a few minutes. No German required.
2. Receive health insurance card
It usually takes a few days to approve your application and send out your insurance card.
Visit a doctor
Bring your health insurance card with you to the doctor. Everything is billed directly to Barmer.
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Barmer is specialized in health insurance for international students and employees. Join the growing number of international residents choosing Barmer.
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