Optional tariffs: For individual health protection | BARMER

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Up to € 1,350 cashback

It pays to be healthy

Our optional tariffs

Do you only rarely see your doctor except for check-ups and screenings? Then you can get up to €1,350 back over the full 3-year term with our S/M/L tariffs.

Choose the plan that fits you and your living situation best. Whatever your decision, you keep your full insurance coverage and all of your benefits with Barmer.

Up to 200 euro cashback each year
Max. 40 euro additional payment
Independent of income
3 years term

Up to 300 euro cashback each year
Max. 120 euro additional payment
From an annual income of €18,650 (gross)
3 years term

Up to 450 euro cashback each year
Max. 200 euro additional payment
From an annual income of €66,150 (gross)
3 years term

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Last updated: Dec 12, 2025