Receive a payout of more than 100 euros in bonus each year: The Barmer Bonus Program allows you to collect bonus points by engaging in health-promoting activities, such as joining a fitness class. You can then redeem these points directly in the app to purchase special rewards.
Barmer customers work out for less: As a Barmer member, you can take advantage of exclusive deals offered by our partner fitness centres – and save a lot of money in the process.
Optional tariffs - up to 100 euros cashback annually: With our Pro Fit elective tariff, you can be reimbursed up to 100 euros each year if you make no or only a small number of claims.
Learning is worthwhile - allowances for healthpromoting courses: We contribute up to 200 euros annually towards health education courses on exercise and fitness, nutrition, relaxation and addiction.
There are only a few things that are absolutely indispensable when you‘re new in Germany as a student. We walk you through them step by step and tell you where to go to get what you need.
First of all, you need to be registered with a German health insurance provider. This is necessary because you require valid health insurance for enrolment at university and for a visa from the “Ausländerbehörde” (foreigners‘ registration office). We recommend getting in touch with your Barmer contact person to make the application process as fast and as convenient as possible.
During your first registration at the Einwohnermeldeamt (Residents registration office), a notification is automatically sent to the Bundeszentralamt für Steuern (Federal Central Tax Office). Your steuerliche Identifikationsnummer (Tax ID Number) is then issued and sent via standard post to your registered address, usually within 2 weeks. The Tax ID Number never changes and is required when you open a German bank account or start working.
Only when you have registered with a German health insurance provider, are you allowed to enrol at university. Therefore, it is essential to take out health insurance before enrolment. Our confirmation of membership is accepted at all universities in Germany. When you receive your confirmation of enrolment at university, you have to send a copy of this document to your health insurance provider.
For non-EU citizens: To receive your residence permit from the Ausländerbehörde (foreigners‘ registration office), you will need to provide, among other things, confirmation of enrolment at university, confirmation of health insurance, and confirmation of address registration.
Are you considering a side job during your studies? The HR office of your employer will need a German social security number (Rentenversicherungsnummner or RVNR) in order to pay your wage. Barmer will apply for that number on your behalf, and you will receive it within a few days.
Last but not least, you‘ll need to open a current account with a German bank. To do this, you will also need your confirmation of address registration and tax ID number. It‘s a good idea to compare offers first, as some banks don‘t charge account maintenance fees for current accounts.
Join Barmer now and enjoy the benefits of insuring with us.