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Insurance for students

Start the semester with BARMER health insurance, thus allowing you to keep your mind fully focused on your studies. Make the most of our first-class benefits and digital services!

Up to the age of 25, you can make full use of all Barmer services via your family insurance – at virtually no extra cost. And even after that, our affordable student health insurance option offers fully comprehensive coverage.

Become a member now!

A selection of our top-quality benefits for students:

  • Attractive bonus programs for students
  • Affordable student health insurance coverage
  • Studying and traveling abroad

Customer service just as you like it:

  • Convenient online ‘branch’, BARMER-App, and consultant chat service
  • 24-hour specialist phone service
  • Or visit your local branch
You can make use of our extensive range of services throughout your studies – we are always happy to help. For more information on services for students, please click here (German). 
Are you planning to study abroad? We can advise you on what you need to know regarding social insurance and what the key rules and regulations are. Go to studying abroad (German)

Barmer offers students direct access to cost-effective health insurance in Germany. Starting October 1st, 2020, the monthly contribution is 85.12 euros.

For long-term care insurance, students up to the age of 23 and students as of age 23 with children pay 22.94 euros per month. Students already age 23 but without children pay 24.82 euro per month.

For students, the combined monthly contribution for health and long-term care insurance amounts to €108.06 or €109.94 for students aged 23 or older without children.

Procedure for the payment of contributions

The contribution is due by the 15th day of the following month. When transferring the payment, please state your health insurance number as the reason for payment (Verwendungszweck). Alternatively, you can provide us with a SEPA direct debit mandate. This way, we can debit your account on the due date – so that you don't have to make the transfer yourself.

Direct Debit Mandate

More information on premiums for students (German)

Sick pay for self-employed people, deductible, or premium reimbursement: BARMER members can choose the level of coverage they need. Go to the optional tariffs

Exams can be a major source of stress. Careful planning is key – and our tips offer the perfect way to prepare. Go to exam stress tips (German)

First time abroad? Watch our videos and share them.

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