BARMER members can choose the level of coverage they need – sick pay coverage, for instance, gives self-employed people more financial security.
Deductible tariffs are ideal for people who rarely fall ill – while premium reimbursement tariffs make living healthily really pay off.
If you do not make use of services for an extended period of time, some of your premium can be reimbursed. Reimbursements up to 200 Euro are available with this tariff. It’s an “all or nothing” arrangement – you will be rewarded for every year that you take part and do not use the service. Interested? Go to optional tariffs for premium reimbursement (German).
You pay a premium for certain services and will receive a reward if you do not use the service, or if you only use it a few times per year. There are seven different deductible tariffs to choose from. Depending on the tariff you choose, you can receive rewards of between 80 and 500 Euro per year. At Barmer, we are happy to advise you on your decision so as to help you find the best deductible tariff to suit you. Go to deductible tariffs (German)